Lending Made Simple
Experience how LoanLock can change the way you feel about the mortgage process.
1-888-671-LOCK
$6B+
Funded Loan Volume
25,000+
Borrowers Served
4.9/5
Average Online Rating
Why LoanLock?
Transparent
Regardless of whether you’re refinancing or buying, we provide a clear and concise breakdown of your loan transaction upfront. Never pay credit check, application, or lock-in fees.
Personal
Your state licensed Loan Advisor is your personal concierge throughout the entire mortgage process. They are focused on you and your specific goals.
Green
We use fast and secure technology to provide you with as close to a paperless experience as possible. We care about your experience and the environment.
Our Process
Apply
Call 888-671-LOCK to discuss the various program and rate options. Once you’ve chosen the best option, you can simply apply over the phone or securely online.
Lock
Upload loan documents like pay stubs and tax return documents so we can quickly review them for anything unusual. Once things check out, you can lock in your low rate!
Sign
Most documents will allow for electronic signatures, but some will still require some good old-fashioned ink. Everything can be sent securely back to us online for final loan approval.
Our Products
Think of us as having a buffet of mortgage products.
You may be eligible for more than one product type, so give us a call, and we’ll help determine which is best suited for your specific situation.
FIXED LOANS
No surprises, ever.
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30, 25, 20, 15, and 10 YR terms available
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Same fixed payments for the life of the loan
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Deemed the safest type of loans for borrowers
JUMBO LOANS
Sometimes you just need a little more money.
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Both Fixed and ARM loans available, even interest only loans.
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Loans to $3 million available
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May require more than one appraisal
VA LOANS
Thank you for your service.
ARM
Great for savvy investors.
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3, 5, 7 and 10 YR initial fixed terms available
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Typically lower initial rates compared to fixed loans
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Interest-only Jumbo ARM available
FHA
Applicable to a wide range of borrowers.
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Credit scores as low as 580 could qualify
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Requires as little as 3.5% down payment on purchases
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Mortgage insurance is required on all FHA loans
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Zero down payment and both fixed and ARM products available
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VA rates are typically lower than other types of loans
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No mortgage insurance is required
Who is LoanLock?
LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. Although we offer many different loan programs, here are some of the general types of loans we offer to the public today.
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Fixed Loans - 30, 25, 20, 15, and 10 YR terms available
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ARM Loans -3, 5, 7 and 10 YR initial fixed terms available
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Jumbo Loans - Loans up to $3 million available