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Lending Made Simple

 

Experience how LoanLock can change the way you feel about the mortgage process.

 

1-888-671-LOCK

 

$6B+

Funded Loan Volume

25,000+

Borrowers Served

4.9/5

Average Online Rating

Why LoanLock?


transparent

Transparent

Regardless of whether you’re refinancing or buying, we provide a clear and concise breakdown of your loan transaction upfront. Never pay credit check, application, or lock-in fees.

personal

Personal

Your state licensed Loan Advisor is your personal concierge throughout the entire mortgage process. They are focused on you and your specific goals.

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Green

We use fast and secure technology to provide you with as close to a paperless experience as possible. We care about your experience and the environment.

Our Process


apply

Apply

Call 888-671-LOCK to discuss the various program and rate options. Once you’ve chosen the best option, you can simply apply over the phone or securely online.

lock

Lock

Upload loan documents like pay stubs and tax return documents so we can quickly review them for anything unusual. Once things check out, you can lock in your low rate!

sign

Sign

Most documents will allow for electronic signatures, but some will still require some good old-fashioned ink. Everything can be sent securely back to us online for final loan approval.

Our Products


Think of us as having a buffet of mortgage products.

You may be eligible for more than one product type, so give us a call, and we’ll help determine which is best suited for your specific situation.

FIXED LOANS

No surprises, ever.

 

  • 30, 25, 20, 15, and 10 YR terms available

  • Same fixed payments for the life of the loan

  • Deemed the safest type of loans for borrowers

 

JUMBO LOANS

Sometimes you just need a little more money.

 

  • Both Fixed and ARM loans available, even interest only loans.

  • Loans to $3 million available

  • May require more than one appraisal

 

VA LOANS

Thank you for your service.

ARM

Great for savvy investors.

 

  • 3, 5, 7 and 10 YR initial fixed terms available

  • Typically lower initial rates compared to fixed loans

  • Interest-only Jumbo ARM available

 

FHA

Applicable to a wide range of borrowers.

 

  • Credit scores as low as 580 could qualify

  • Requires as little as 3.5% down payment on purchases

  • Mortgage insurance is required on all FHA loans

 

 

  • Zero down payment and both fixed and ARM products available

  • VA rates are typically lower than other types of loans

  • No mortgage insurance is required

 

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Who is LoanLock?


LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. Although we offer many different loan programs, here are some of the general types of loans we offer to the public today.

  • Fixed Loans - 30, 25, 20, 15, and 10 YR terms available

  • ARM Loans -3, 5, 7 and 10 YR initial fixed terms available

  • Jumbo Loans - Loans up to $3 million available

  • Calculators
  • Contact Us
  • Company State Licenses
  • Privacy Policy

NMLS     |     FAIR LENDER     |     FAIR HOUSING

LoanLock is a DBA of OnY Glo, Inc. (NMLS 237507). Equal Housing Lender. Some products may not be available in all states. Credit and collateral are subject to approval. This is not an offer for extension of credit or a commitment to lend. The information contained is not intended, and should not be interpreted or relied on as legal advice. Program restrictions apply. All rights reserved. OnY Glo, Inc. operates in the following states under these licenses: Arizona Mortgage Banker License No. 0942441; California Finance Lenders Law, CFL 603J071, CA DRE 01870015; Colorado Regulated by the Division of Real Estate, License No. 237507; Georgia Mortgage Lender License/Registration #60147; Illinois Residential Mortgage Licensee MB-6850035; Maryland Mortgage Lender License #237507; Minnesota Residential Mortgage Originator License #MN-MO-237507; North Carolina Mortgage Lender License L-182460;  Ohio RM #804402.000; Oregon Mortgage Lending License No. ML-5666; Pennsylvania Mortgage Lender License # 68230; Tennessee Mortgage License 164456; Texas SML Mortgage Banker Registration; Virginia State Corporation Commission Lender/Broker License #MC-6714 (www.nmlsconsumeraccess.org); Washington Consumer Loan Company License CL-237507. 6 Hutton Centre Dr., Suite 1030, Santa Ana, CA. Specific disclosures do not reflect only those states in which OnY Glo, Inc., a California Corporation, conducts or is licensed to do business. Information accurate as of May 3, 2019.

6 Hutton Centre Drive, Suite 1030, Santa Ana, CA 92707

888-671-LOCK    |     info@loanlock.com

NMLS     |     FAIR LENDER     |     FAIR HOUSING

LoanLock is a DBA of OnY Glo, Inc. (NMLS 237507). Equal Housing Lender. Some products may not be available in all states. Credit and collateral are subject to approval. This is not an offer for extension of credit or a commitment to lend. The information contained is not intended, and should not be interpreted or relied on as legal advice. Program restrictions apply. All rights reserved. OnY Glo, Inc. operates in the following states under these licenses: Arizona Mortgage Banker License No. 0942441; California Finance Lenders Law, CFL 603J071, CA DRE 01870015; Colorado Regulated by the Division of Real Estate, License No. 237507; Georgia Mortgage Lender License/Registration #60147; Illinois Residential Mortgage Licensee MB-6850035; Maryland Mortgage Lender License #237507; Minnesota Residential Mortgage Originator License #MN-MO-237507; North Carolina Mortgage Lender License L-182460;  Ohio RM #804402.000; Oregon Mortgage Lending License No. ML-5666; Pennsylvania Mortgage Lender License # 68230; Tennessee Mortgage License 164456; Texas SML Mortgage Banker Registration; Virginia State Corporation Commission Lender/Broker License #MC-6714 (www.nmlsconsumeraccess.org); Washington Consumer Loan Company License CL-237507. 6 Hutton Centre Dr., Suite 1030, Santa Ana, CA. Specific disclosures do not reflect only those states in which OnY Glo, Inc., a California Corporation, conducts or is licensed to do business. Information accurate as of May 3, 2019.